{"id":728,"date":"2022-05-12T00:00:00","date_gmt":"2022-05-12T00:00:00","guid":{"rendered":"http:\/\/idlayr-com.stackstaging.com\/2021\/05\/12\/what-is-sim-swap-prevent-account-takeover\/"},"modified":"2025-06-19T14:15:27","modified_gmt":"2025-06-19T14:15:27","slug":"que-es-el-sim-swap-evitar-la-absorcion-de-cuentas","status":"publish","type":"post","link":"https:\/\/idlayr.com\/es\/blog\/que-es-el-sim-swap-evitar-la-absorcion-de-cuentas\/","title":{"rendered":"Fraude SIM swap: qu\u00e9 es y c\u00f3mo solucionarlo"},"content":{"rendered":"<p><strong>El fraude en el intercambio de tarjetas SIM va en aumento, y no se trata s\u00f3lo de casos sonados como el de <\/strong><a href=\"https:\/\/www.nytimes.com\/2019\/09\/05\/technology\/sim-swap-jack-dorsey-hack.html\"><strong>Jack Dorsey, consejero delegado de Twitter<\/strong><\/a><strong> que les pirateen la cuenta. La buena noticia es que ahora hay una soluci\u00f3n...<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Todos estamos familiarizados con el uso de correo electr\u00f3nico + contrase\u00f1a al registrarnos en una nueva cuenta online. Pero los factores de conocimiento como las contrase\u00f1as est\u00e1n ampliamente reconocidos como defectuosos, en t\u00e9rminos de seguridad, por lo que se a\u00f1ade un segundo factor de posesi\u00f3n, normalmente un SMS OTP (contrase\u00f1a de un solo uso).<br \/>\n\u200d<\/p>\n<p>Sin embargo, la forma en que se utiliza el SMS 2FA (autenticaci\u00f3n de dos factores) como capa de seguridad al cambiar una contrase\u00f1a da a los malos actores un amplio acceso a m\u00faltiples cuentas, lo que conduce al robo financiero y de identidades.<br \/>\n\u200d<\/p>\n<p>Los bancos, las fintech y las empresas de criptomonedas son objetivos clave, pero cualquier empresa que utilice 2FA es vulnerable, al igual que cualquier aplicaci\u00f3n m\u00f3vil que dependa del n\u00famero de m\u00f3vil como identidad principal del usuario.<\/p>\n<p>\u200d<\/p>\n<h3>\u00bfC\u00f3mo funciona el fraude?<\/h3>\n<p><strong>\u200d<\/strong>Normalmente, un malhechor averigua su n\u00famero de m\u00f3vil y algunos datos personales mediante una estafa de phishing, ingenier\u00eda social o comprando informaci\u00f3n a otros delincuentes. Utilizan esa informaci\u00f3n para hacerse pasar por usted ante su operador de red m\u00f3vil (ORM) y solicitar una nueva tarjeta SIM.<br \/>\n\u200d<\/p>\n<p>El agente del operador de telefon\u00eda m\u00f3vil emite una nueva tarjeta SIM con tu n\u00famero de m\u00f3vil asignado. Una vez que la tarjeta SIM se activa en el tel\u00e9fono m\u00f3vil del malhechor, la tarjeta SIM original deja de funcionar. Antes de que te des cuenta, el delincuente puede acceder r\u00e1pidamente a tus aplicaciones bancarias, redes sociales y correo electr\u00f3nico, interceptar los c\u00f3digos SMS y empezar a robarte todo tu dinero.<\/p>\n<p>&nbsp;<\/p>\n<h3>\u200dUna soluci\u00f3n nueva y sencilla: autenticaci\u00f3n basada en SIM\u200d<\/h3>\n<p><strong>\u200d<\/strong>Para que el fraude de intercambio de SIM funcione, el delincuente debe poseer una tarjeta SIM reci\u00e9n emitida con su n\u00famero de m\u00f3vil asignado a ella.<br \/>\n\u200d<\/p>\n<p>Pero cada tarjeta SIM tambi\u00e9n tiene un n\u00famero de identidad \u00fanico (llamado <a href=\"https:\/\/idlayr.com\/es\/blog\/msisdn-vs-imsi-and-mobile-identity\/\">Identidad Internacional de Abonado M\u00f3vil, o IMSI)<\/a> - por lo que la nueva tarjeta SIM emitida al delincuente tendr\u00e1 un IMSI diferente al suyo original.<br \/>\n\u200d<\/p>\n<p>Con la autenticaci\u00f3n basada en la SIM, ahora podemos comprobar esta diferencia e impedir que los estafadores que cambian la SIM sigan teniendo acceso.<br \/>\n\u200d<\/p>\n<p>La tecnolog\u00eda para autenticar la identidad de cada tarjeta SIM es una parte esencial de todas las redes m\u00f3viles: es la forma en que los operadores de redes m\u00f3viles pueden facturarnos correctamente. Pero s\u00f3lo ahora est\u00e1 disponible para la gesti\u00f3n de identidades y la prevenci\u00f3n del fraude.<br \/>\n\u200d<\/p>\n<p>IDlayr ofrece una gama de sencillas API de complemento para la autenticaci\u00f3n basada en SIM que funcionan en todos los operadores de redes m\u00f3viles y admiten diferentes casos de uso de gesti\u00f3n de identidad y fraude. <a href=\"https:\/\/idlayr.com\/es\/solucion\/resumen-tecnico\/\">SIMCheck activo<\/a> puede a\u00f1adirse f\u00e1cilmente a su proceso de autenticaci\u00f3n existente tanto en sitios web como en aplicaciones m\u00f3viles, sin tener que complicar el dise\u00f1o, el flujo de usuarios o incluso lanzar una actualizaci\u00f3n de la aplicaci\u00f3n.<\/p>\n<p>\u200d<\/p>\n<h3>Presentaci\u00f3n de IDlayr<\/h3>\n<p>IDlayr est\u00e1 reinventando la identidad en l\u00ednea para la era m\u00f3vil, ayudando a bancos y grandes empresas a reducir el fraude y los costes operativos y a mejorar la experiencia del usuario. IDlayr le permite utilizar su n\u00famero de m\u00f3vil, en lugar del correo electr\u00f3nico, para demostrar su identidad en l\u00ednea; porque una identidad m\u00f3vil es m\u00e1s segura, m\u00e1s f\u00e1cil de usar y siempre est\u00e1 con usted.<\/p>\n<p>&nbsp;<\/p>\n<p>Para m\u00e1s informaci\u00f3n,\u00a0<a href=\"https:\/\/idlayr.com\/es\/libro-demo\/%5c\/\">programar una demostraci\u00f3n<\/a>\u00a0con nuestro equipo y descubra c\u00f3mo podemos ayudarle a pasar a una soluci\u00f3n basada en la identidad m\u00f3vil.\u200d<\/p>","protected":false},"excerpt":{"rendered":"<p>El fraude por cambio de SIM es un problema grave, y si utilizas SMS 2FA, est\u00e1s en peligro. Descubre c\u00f3mo act\u00faan los estafadores y c\u00f3mo puedes detenerlos...<\/p>","protected":false},"author":7,"featured_media":566,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,8],"tags":[],"class_list":["post-728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fraud","category-sim-swap"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SIM swap fraud: what is it and how to fix it<\/title>\n<meta name=\"description\" content=\"SIM swap fraud is a growing method of account takeover. 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